TRID: The Basics for Lenders

Date Recorded: November 6, 2025
Presenter: Kylee Durbin, Manager, Forvis Mazars, LLP

A two-hour webinar focusing on lenders’ responsibilities in providing the Loan Estimate and Closing Disclosure.

Loan originators are an extremely important part of the lending process – in addition to originating the loan and creating business for the financial institution, they advise and explain the process and disclosures to their customers.  Also, depending on the institution, a loan originator may be responsible for preparing disclosures.

With the TILA/RESPA integrated disclosure, i.e., the Loan Estimate (LE) and Closing Disclosure (CD), loan originators have to be aware of the timing and procedure of the disclosures, as well as understand and discuss the LE and the CD to consumers.

This webinar will provide an overview of the TRID rule and discuss the general aspects of the TRID rule, presented in the order of an application process, beginning when the lender receives an application through closing.  We will address key timing and correction rules, as well as an overview of the information that the disclosures are providing.

HERE IS WHAT YOU WILL LEARN:

• The Loan Estimate form and timing requirements;
• Importance of the shopping list;
• When and why we provide revised Loan Estimates (tolerance concerns); and
• The Closing Disclosure form and timing requirements.

FORMAT/INSTRUCTIONAL METHOD: GROUP INTERNET BASED
An online presentation and any additional supplemental materials, as applicable, will serve as the basis of the presentation. You will have the option to stream the audio through your computer or dial-in using a telephone number/PIN. Ample time will be dedicated to taking questions from attendees. Be sure to submit your questions during the webinar, as we are unable to offer telephone or email support after the presentation.