Understanding Credit Card Compliance
Price range: $385.00 through $785.00
Overview
Date Recorded: July 9, 2025
Presented By: Ginger McCullough, CRCM, Manager, Forvis Mazars, LLP
Although credit cards might seem straightforward, they are heavily regulated due to previous misconduct by some issuers. The Credit CARD Act of 2009 introduced more intricate and comprehensive regulations.
Join this program to learn about the requirements and the Credit CARD Act. We’ll cover Regulation Z’s provisions, including rules for open-end credit, applications, card issuance, unauthorized use, and more.
What You’ll Learn:
- How to provide applications and solicitations, and what early disclosures are required?
- Ability-to-repay
- Account-opening disclosures, issuance of credit cards, and liability for unauthorized use
- Periodic statement, change in terms, and renewal requirements
- Allocation of payments
- Limitations on fees and on increasing the APR, fees, and charges
- Requirements for over-the-limit transactions
Who Should Listen
This program is designed for those personnel responsible for compliance with Regulation Z’s open-end credit requirements, as well as those involved in operations, management, and developing credit card products.
Program Level: Basic
Prerequisite: Basic Knowledge of Lending Regulations
Advanced Preparation: None
Field of Study: Specialized Knowledge
Copyright Disclaimer
Any recording, transmission, retransmission, or republishing of any portion of this webinar is prohibited.
